Wed 11 Nov 2002Cheaper cover? We'll be luckyWill recently-announced proposals produce cheaper car insurance? Carol Coulter, Legal Affairs Correspondent, is not holding her breathThe Motor Insurance Advsory Board (MIAB) made it official: we pay more for motor insurance - and, indeed, other insurance - than do most other European countries. There are a number of reasons for this, some of which will not change, while others are unlikely to change radically enough to bring about a big drop in premiums.